Fuck You Jerry

You’ve been sold a story-Told not the truth. Over the last five years, inflation has surged — not just the mild 2-3% CPI numbers Jerome Powell’s Fed loves to flaunt, but the real-world inflation of 20%+ that’s hammered working-class America. At the same time, the dollar has weakened, wages have not kept up, and the gap between the haves and the have-nots has grown wider than ever. Jerome Powell is the face of that failure — a Fed chair who took the U.S. economy to the brink and hollowed out the American dream in the process. All in the name of politics and a false reality. 


1. Powell’s CPI Mirage

The Fed celebrates that inflation has “returned to normal.” Sure, headline CPI stood at roughly 2.9 % in August 2025 and core CPI around 3.1%. Federal Reserve+3Investopedia+3Trading Economics+3 But that’s a statistical illusion. CPI is an average — a political number that blurs the reality that housing, healthcare, food, childcare and transportation have all surged far beyond those modest numbers.

When your rent jumps 30% and groceries are up 40%, “2.9%” feels like an insult. The index Powell clings to may be stable, but Main Street inflation is not. Prices have exploded, and costs are crushing small businesses left and right. 


2. Real Inflation vs. Real Wages

Since January 2021, consumer prices on common purchases and expenses have climbed 22%–23%. All while average hourly wages rose around 21%. That means real hourly earnings are lower than four years ago. Working harder, and earning more buys you less — this is Powell’s legacy.

Looking at the chart above for most households, that’s not “transitory” pain — it’s permanent erosion of purchasing power. All while we return to “Nominal inflation” numbers. 


3. The Dollar’s Spending Power: The Silent Collapse

While prices exploded all over every sector and industry of the U.S economy, the U.S. dollar has been on a slide — the DXY (U.S. Dollar Index) fell about 10%–11% in the first half of 2025 alone-ALONE. U.S. Bank+2JPMorgan Chase+2 That means food, energy, transportation, services, drains wallets, and everyday Americans are forced to buy less of everything-or bury themselves in debt trying to stay above water.

This isn’t abstract economics — it’s the now rapid-bleed of the middle class.


4. Powell’s Mis-management: Printing, Waiting, Failing

Powell’s fatal sin was-everything. He clung to the word “transitory” for nearly a year while the money supply ballooned and prices exploded. He wanted to participate in a “pissing match” with the President and new political powers. The Fed’s too-late tightening forced aggressive rate hikes that punished borrowers, crushed small banks, spiked mortgage costs, and has left the market in a pins and needles situation leaving no certainty to be found.

Then came the pivot: the recent policy change.-Finally. 

Policy Note: In September 2025 the Fed cut its benchmark interest rate by 25 basis points (to the 4.00%–4.25% range) — its first reduction since December. Federal Reserve+2Trading Economics+2 Fed officials now signal additional cuts may follow in October and December. U.S. Bank+2Reuters+2

But here’s the catch: the move arrives after the damage was largely done. Inflation already shredded household budgets, the dollar already sank, and trust in the Fed already evaporated. For millions, this is too little, too late. And having lost credibility, the Fed’s ability to act decisively is now compromised. Now the fear is  that this move to adjust rates could lead to further destruction of the economic environment when nobody can afford it. 


5. The American Dream — Priced Out

Between 2020 and 2025, cumulative inflation of more than 20% and stagnant real wages have gutted the spending power of an entire generation-possibly ruining the retirement chances of millions.  The home you dreamed of buying? 40% more expensive. Childcare? Up 30%. Groceries? Up 25%. Wages? Flat.

This isn’t a recovery — it’s a slow-motion robbery of purchasing power that separates those with assets from those without.-Safe havens seem more unstable than ever to boot. Gold at all time highs, and $BTC doing who knows what next. 


6. Powell: The Face of Failure

Jerome Powell’s job was to Gain, and preserve stability, confidence and purchasing power. Instead, he:

  • Misread inflation and stuck with “transitory” far too long.
  • Oversaw a Fed that printed trillions, eroding the dollar’s strength.-Why?
  • Relaxed bank-oversight rules before mid-size failures emerged.
  • Let household purchasing power collapse.-To nothing.
  • Became the poster-child for the credibility crisis of U.S. monetary policy.

The Verdict

Powell’s defenders call him cautious. But caution turned into complacency — and complacency became a foolish catastrophe. Now inflation remains elevated even if it has “cooled off”, real wages lag, the dollar is fragile, and faith in the Fed is eroding faster than ever before. 

Fuck you, Jerry.
You didn’t just miss the call — you broke the system that The American economy runs and depends on to keep society moving. The economy didn’t stumble — you pushed it over the edge.

As Ludwring von Mises would say an Omnipotent Government may promise the Garden of Edan but deliver a post office instead. It is important we call out these leaders with facts. Jerome Powell wants to continue to rock the insane national debt, and pretend everything is just fine.-It is not. Please check out our “Fuck You Jerry” T-shirts and support our content.


IRecent Fed policy & rate‑cut news

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